A credit card eligibility is a major part while planning to apply. Without knowing the eligibility factor shouldn’t rush to go the bank and face the rejection, it’s better you can check online eligibility criteria, then go to the selected bank.
Each bank can differentiate with other, that’s why we can explain you top few banks credit card eligibility.
Credit Card Eligibility
SBI: For the state bank of India, you should be 18 years of age and spotless previous history.
HDFC: A salaried and self-employed are eligible, age should be between 21 to 60 years, add-on should be 15 years of age with clear previous history and a salaried minimum annual income should be Rs 1.5 lakh, self-employed minimum annual income Rs 2 lakh.
Axis Bank: The minimum age should be 18 years and a maximum age of 70 years. The add-on should be 15 years of age with spotless previous history.
ICICI: The minimum age should be 23 years for ICICI credit card eligibility. Add-on should be 18 years with a spotless previous record. The minimum monthly salary should be Rs 20,000 for a salaried. For self-employed minimum annual income should be Rs 3 lakh.
How Can You Search Top Cashback Credit Cards?
See, when you are searching the best thing for your expenses, then keep in mind what you need to check? You have to check eligibility, rewards, and top cashback credit cards. These things create your product more attractive.
Citibank Cashback Credit Card: On your movie ticket purchases you can get 5% cashback, on all other spends you can get 0.5% cashback and more can have.
Standard Chartered Super Value Titanium Card: On your fuel, telephone and utility payments can get 5% cashback, for every Rs 150 spent on other expenses and get 1 reward point, etc.
Standard Chartered Manhattan Platinum Credit Card: On grocery spends from stores like Reliance Fresh, Food Bazaar, Big Bazaar, more and get 5% cashback.
SBI SimplyCLICK Credit Card: On online spends at exclusive partners and get 10* reward points as a top cashback credit cards list.
ICICI Coral Credit Card: For every Rs 100 spent on groceries, dining, and supermarkets, get 4 payback points, on a spend of Rs 100 to other transactions and get 2 payback points.
What Are The Rest Advantages Of A Credit Card?
You shop, dine, make payment, view bank statement, and call on toll-free customer care. Let’s find out step by step.
Online Payment Procedure
You can have net banking, mobile banking App, autopay, NEFT and more services are available. For online payments, have to register yourself and log in the site with own User ID and password.
A Monthly Bank Statement
The bank can provide you one-month billing details on your registered email ID. This report can explain your expenses habits, the limit, and also give you a path to maintain CIBIL record. It’s a necessary way to protect own scores.
Customer Care Service
The banks can provide you toll-free customer care number. Through this, you can ask any question related to the product features, functions, share feedback or more. You can have their contact details from the website.